Terms and Conditions

These Terms and Conditions govern the use of the website www.nextgenpayment.eu and the introduction and consultancy services provided by NEXTGEN PAYMENT SRL. By using this website or engaging our services, you agree to these Terms.

1. Who we are

This website and our services are operated by NEXTGEN PAYMENT SRL, a private limited company (société à responsabilité limitée) incorporated under Belgian law, with registered office at Rond-point Robert Schuman 2-4, box 6, 1040 Brussels, Belgium.

  • Enterprise number (CBE/KBO): 0782.389.429
  • VAT number: BE 0782.389.429
  • Email: [email protected]
  • Phone / WhatsApp: +32 497 59 22 76
  • Website: www.nextgenpayment.eu

In these Terms, NextGen Payment, we, us and our refer to NEXTGEN PAYMENT SRL.

2. Definitions

  • Website: the website available at www.nextgenpayment.eu and all its pages and content.
  • Services: the introduction and payments consultancy services we provide, including acquiring introductions, payment gateway solutions, IBAN accounts, crypto pay-in and pay-out, fraud and chargeback prevention tools, Visa VAMP guidance, payments consultancy and events.
  • Merchant, you or your: any business, or its representatives, that uses the Website or engages our Services.
  • Provider: a third-party acquiring bank, payment service provider (PSP) or IBAN account provider to which we may introduce a Merchant.
  • Payment Services: the acquiring, payment processing, account or related services supplied by a Provider directly to the Merchant.
  • Card Scheme Rules: the operating rules of the relevant payment card schemes, including Visa and Mastercard.

3. Scope and acceptance

These Terms apply to your use of the Website and to our Services. They do not govern the Payment Services themselves, which are the subject of a separate contract between you and the Provider. By accessing the Website, submitting our form, or instructing us to act, you confirm that you have read and accept these Terms. If you do not accept them, please do not use the Website or our Services.

4. Our role: Independent Sales Organisation and consultant

NextGen Payment acts as an Independent Sales Organisation (ISO) and payments consultant. We introduce Merchants, including high-risk Merchants such as gaming and gambling, crypto, subscriptions and e-commerce, to third-party acquiring banks, payment service providers and IBAN account providers, and we advise them on payments matters.

NextGen Payment is not a bank, payment institution or acquirer. We do not hold, receive, transfer or move client or end-customer funds, and we do not ourselves provide Payment Services.

5. Payment services provided by third-party providers

All Payment Services are provided by the relevant Provider. Any contract for Payment Services is concluded directly between you and the Provider, and is governed by the Provider's own terms, pricing and policies. The Provider applies its own underwriting, Know Your Customer (KYC) and Anti-Money Laundering (AML) checks.

We are not a party to, and are not responsible for, the performance, availability, decisions, settlement, fees or conduct of any Provider. Any claim relating to the Payment Services must be addressed to the Provider under your contract with it.

6. No guarantee of approval

Our introduction and consultancy work does not guarantee that any Provider will accept your application or approve or maintain any account, facility or service. Acceptance is at the sole discretion of the Provider and remains subject to the Provider's underwriting, KYC and AML requirements and to applicable law and Card Scheme Rules. A Provider may refuse, suspend, limit or terminate its services at any time in accordance with its own terms.

7. Merchant obligations

When using the Website and our Services, you agree that you will:

  • provide accurate, complete and up-to-date information about yourself, your business and your representatives, and update it promptly if it changes;
  • carry on a lawful business and use any Payment Services only for lawful purposes;
  • hold and maintain any licences, registrations and authorisations required for your activity;
  • comply with the applicable Card Scheme Rules and with the terms and requirements of the relevant Provider;
  • cooperate with KYC and AML requests and provide the supporting documents reasonably required for onboarding;
  • not provide false, misleading or fraudulent information, and not use our Services to facilitate any unlawful activity.

8. Fees

Any fees payable to NextGen Payment apply only where they have been agreed in writing in a specific proposal accepted by you. Where no such written proposal exists, we charge you no fee for an introduction. Fees, commissions, charges and costs applied by a Provider for the Payment Services are separate, are set out in your contract with the Provider, and are payable to the Provider.

9. Use of the Website and acceptable use

You may use the Website for lawful purposes and in accordance with these Terms. You agree not to:

  • use the Website in any way that breaches applicable law or infringes the rights of others;
  • attempt to gain unauthorised access to, interfere with, damage or disrupt the Website, its servers or any connected systems;
  • introduce viruses, malware or any other harmful code;
  • submit false information through our forms or misuse the contact channels;
  • copy, scrape, extract or reuse content from the Website except as permitted by these Terms or applicable law.

10. Intellectual property

All content on the Website, including text, graphics, logos, the brand name NextGen Payment, design and layout, is owned by or licensed to NEXTGEN PAYMENT SRL and is protected by intellectual property laws. You may view and print content for your own legitimate use in connection with our Services. You may not otherwise reproduce, distribute, modify or exploit any content without our prior written consent.

11. Information on the Website is general

The information on the Website is provided for general information purposes only. It does not constitute financial, investment, legal, tax or regulatory advice, and it is not a recommendation or an offer of Payment Services. Any consultancy advice we give is based on the information you provide and does not replace the Provider's own assessment.

12. Limitation of liability

Within the limits permitted by Belgian law, NextGen Payment is liable only for direct damage caused by a proven failure to perform its own introduction and consultancy obligations. To the extent permitted by law, we are not liable for:

  • the acts, omissions, decisions, performance or insolvency of any Provider;
  • a Provider's refusal, suspension or termination of its services, or its underwriting, KYC or AML outcomes;
  • indirect or consequential loss, including loss of profit, revenue, business or data;
  • unavailability of the Website or errors in third-party content or links.

Nothing in these Terms excludes or limits our liability for fraud or wilful misconduct, or any other liability that cannot be excluded or limited under applicable law.

13. Third-party links

The Website may contain links to third-party websites, including those of Providers. We provide these links for convenience only. We do not control and are not responsible for the content, products, services or privacy practices of those websites, and their inclusion does not imply any endorsement.

14. Personal data

We process personal data in connection with the Website and our Services in accordance with our Privacy Policy and Cookie Policy, which explain what data we collect, the legal bases, recipients, international transfers, retention periods and your rights. For any privacy matter you may contact [email protected].

15. Changes to these Terms

We may update these Terms from time to time. We will publish the updated version on the Website and update the effective date below. For existing clients, any material change will be notified and will take effect at least 30 days after publication. Your continued use of the Website or our Services after a change takes effect constitutes acceptance of the updated Terms.

16. Severability

If any provision of these Terms is held to be invalid, unlawful or unenforceable, that provision will be severed or adjusted to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

17. Governing law and jurisdiction

These Terms are governed by Belgian law. Any dispute relating to these Terms, the Website or our Services will be submitted to the exclusive jurisdiction of the courts of Brussels, without prejudice to any mandatory consumer protection rules that grant you the right to bring proceedings before, or benefit from the law of, the courts of your place of residence.

18. Contact

For any question about these Terms or our Services, please contact us:

  • NEXTGEN PAYMENT SRL, Rond-point Robert Schuman 2-4, box 6, 1040 Brussels, Belgium
  • Email: [email protected]
  • Phone / WhatsApp: +32 497 59 22 76

See also our Legal Notice, Privacy Policy and Cookie Policy.

19. Effective date

These Terms and Conditions are effective from 13 October 2026.

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